Hi My dear friend.
Me being sorta in your similar position and also i have a bf facing a much worse situation related to this.
My word of advice would be If you are not in a position to do a proper masters now due to some financial crisis and if you don't wish to waste a year of your life. Best option like you had in mind is Do a diploma for one year in a area of specialization you like. Then take your sweet time to think through options to find if there are college that are affordable to provide Masters.
Do check Department of Management Studies - IIT Delhi
it is a public school which is quite affordable.
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