Hey I'm a college student!! N I live in hostel.. I've a prblm.. I spend a lot!! It's been only 1 months n I've already spent above 15k.. 😫
I always plan n then spend but it never works.. I also tried for saving but it also didn't lasted too..
Please help me how to save n control on expenses..
I spend on outside foods n phn blnc mostly!! 😭
Same here. I used to spend a lot. Now I cut down my extra expenses like buying online stuff and clothes even when I don't need them. Try to save more . Buy a piggybank and don't open until the deadline you decided. Buy stuff in sale. And yeah...spend as much as you want on healthy eating. 😋
Dsd frst wht u need n wht u not need..dnt use for stuff wch u dont need..dsd one day for out side food..till u cn go whr u hv meal or something good offer..Get ur phone some nice plan..cheaper one..some cmny givs u best talking plans..soo u cn save it thr too..
Hi, try to eat banana, peanut, chains, healthy and will fill your stomach, keep a water bottle drink a glass every hour , so u will cut on outside eating, shopping ( enjoy)if u have money , fix some amount of shopping
Get a bank account for yourself and deposit some amount over there.And,lock that card inside your cupboard so that you are not tempted to swipe it when you go out.Install an expenditure calculator app on your phone and put down whatever amount you spend everyday..That way you'll know where all your money goes.Hope that helps!
Mida flour is very bad for health dear. If you just avoid eating things made of this, your eating expenditure will reduce 50%😂. And as many have mentioned here have bank account in case you don't have, use good postpaid plan, this will reduce phone cost also. Then buy dresses only once in 3 months how much ever you want. Don't do shopping every month, controlling mind is the best challenge. Try it once😘😁
Since you've already spent 15k in a month; try and earn atleast half of it , that is, 7.5k in the following month. And if you're unable to do so, cut your expenditure ti half in the following month. Then, again try to earn half of 7.5k in the following month. Continue this for only 3 months. Your spending habits will get a lot better.
Start writing and every day calculate. On balance try rate cutters and spending on food is fine until u over eat. If you start writing you can check on where u can do cost cutting. Every day make it a habit. And set a budget for a week. If you have finished in start of week try saving on other three days. Stop paying by cards. Go to ATM and take out cash for a week.